How Do I Read My Promissory Notes?

Open the investment from My Investments. If you hold notes, the Overview tab shows your totals and a Promissory Notes tab beside Note History.

Your Totals

• Principal Outstanding: what you lent that hasn't been paid back.
• Interest Paid to You: interest payments that have cleared to you.
• Interest Accrued, Not Yet Paid: interest earned as of today that hasn't been paid.

Promissory Notes

Each row is one note, with its class and investing account, and these columns:

• Rate: the interest rate and how often it pays.
• Maturity: when the note is due, or Open-ended.
• Principal Outstanding: out of the original amount.
• Interest Paid and Interest Earned but Not Paid.
• Next Payment: the amount and date.
• Status: where the note stands, and any withdrawal request.

Interest builds every day from the issue date.

Note History

Note History lists each past event with its Date, Activity, Amount, and Note.

Good to Know

• On My Investments, choose the arrow on an investment's row to see its notes without opening the page.
• To ask to be paid back early, see How Do I Sell, Transfer, or Cash Out My Position?
• Yearly note interest is under Note Interest in Tax Center.
• Syndelo shows what your sponsor recorded. For questions about a rate or payment, contact your sponsor.